I am a 3.5%er

I signed the 15 yr 3.5% refi today, will save me a boat load of money.  I'm just happy I qualified for it.  I celebrated with a ribeye from Sam's Club.  Actually a small celebration after I unloaded and had two ribeyes on Sunday.  Glad it got done, though.  I was worried Bank of America would be calling, being the 17th and all.  And, surprisingly, I'll get a little cash back (escrow taxes plus $500!), might pick up a new $125 lawn mower.

Once I get that, the ladies will be throwing themselves at me. Well worth the investment.  You know how the ladies like the power tools...